Michelle West

Michelle West

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$830,000

($238,543 down)
FHA

620 S Poinsettia Avenue, Compton, CA 90221

4
2
2,270 sqft
PITI Monthly
$4,832.89 /mo

Listing courtesy of: Cristian Reynaga, HomeSmart Realty Group

Assumed Rate

4.98%
7.15%

Principal & Interest

$3,313 /mo
$4,178 /mo

What's Special

FIREPLACE
PATIO

Take advantage of a great opportunity to own an investment property, with three units! This single-family home was originally a single family 4 bedroom 2-bathroom home, boasting over 2,100 square feet and two fireplaces / two living rooms. This beautiful home now has a total 7 bedrooms, 4 full bathrooms, 3 kitchens, laundry room, and a bonus enclosed patio/storage room. Unit #1 is the beautiful main/front house which is over 1600 square feet featuring a large living room, large kitchen, oversized 3 bedrooms and 2 full bathrooms. Unit #2 has 2 bedrooms and 1 bath, a kitchen and a fireplace. Unit #3 is the converted garage ADU, with 2 bedrooms and 1 bathroom. The home has a wonderful layout, the corner lot allows each unit to have separate entrance and plenty of parking. Schedule a private showing, do not miss out on a multi-family home, the opportunities are endless!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$4,832.89/mo
Estimated Loan Balance
$758,971
Cash to close
$238,543
Interest Paid
$85,474

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, PelletStove
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: SeeRemarks
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1947
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Compton

Financial Details

  • Price per Sqft: $365.64
  • Tax Annual Amount: $10375
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $238,543 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $238,543!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$591,457
Your Cash$238,543
Total Purchase Price:$830,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$3,313/mo
Traditional @ 7.5%
$4,334/mo
You save $1,021/month ($12,248/year)

*Secondary financing rates are an estimated value based on input

MLS ID: DW25073552

Listing From:

Last updated: 2025-04-04T01:31:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$3,313 /mo
$4,178 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $238,543 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $238,543!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$591,457
Your Cash$238,543
Total Purchase Price:$830,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$3,313/mo
Traditional @ 7.5%
$4,334/mo
You save $1,021/month ($12,248/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Realty Executives
Agent/Broker
Michelle WestRealty Executives (602) 516-8332michellewest@realtyexecutives.comMLS SA674985000

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