Michelle West

Michelle West

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$674,900

($200,088 down)
VA

450 J St UNIT 3271, San Diego, CA 92101

2
2
1,016 sqft
PITI Monthly
$3,035.3 /mo

Listing courtesy of: Tom Murray, Better Homes and Gardens Real Estate Napolitano & Associates

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,166 /mo
$3,546 /mo

What's Special

SERENE
SHOPPING
ENTERTAINMENT
DINING
MODERN
FITNESS CENTER

Experience the best of Gaslamp living in this beautifully updated and freshly painted 2-bedroom, 2-bath condo, offering 1,016 sq. ft. of sophisticated style. Designed for modern comfort, this home features contemporary fixtures, new appliances, and the convenience of both in-unit laundry and two side-by-side assigned parking spaces in a secure garage. The complex is VA approved & the existing mortgage is an assumable VA loan. Step outside your door to a serene courtyard with resort-style amenities, including a pool, jacuzzi, BBQ area, and fitness center. Just a few minute walk to Petco Park and surrounded by top-tier dining, shopping, and entertainment, this is an incredible opportunity to own in one of San Diego’s most vibrant neighborhoods.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 9 months
Monthly PITI
$3,035.3/mo
Estimated Loan Balance
$477,934
Cash to close
$200,088
Interest Paid
$60,246

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Brick
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: CommonRoof
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: SeeRemarks
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Brick
  • Roof: CommonRoof
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Downtown
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Gaslamp City Square
  • HOA Amenities: Unknown
  • HOA Fee: $544
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $664.27
  • Tax Annual Amount: $8436.25
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $200,088 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $200,088!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$474,812
Your Cash$200,088
Total Purchase Price:$674,900

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,166/mo
Traditional @ 7.5%
$3,678/mo
You save $1,513/month ($18,150/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250023377SD

Listing From:

Last updated: 2025-04-04T04:38:57.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,166 /mo
$3,546 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $200,088 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $200,088!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$474,812
Your Cash$200,088
Total Purchase Price:$674,900

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,166/mo
Traditional @ 7.5%
$3,678/mo
You save $1,513/month ($18,150/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Realty Executives
Agent/Broker
Michelle WestRealty Executives (602) 516-8332michellewest@realtyexecutives.comMLS SA674985000

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