Michelle West

Michelle West

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$450,000

($50,758 down)
VA

2209 Summereve Court, San Jose, CA 95122

1
1
512 sqft
PITI Monthly
$2,403.73 /mo

Listing courtesy of: Kerry Lynn Smith, Compass

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,785 /mo
$2,945 /mo

What's Special

LOCATION
SPACIOUS
MODERN
PATIO
CHARMING
COZY

Welcome to 2209 Summereve Court, a charming oasis nestled in the heart of San Jose, CA. This delightful 512-square-foot residence offers a perfect blend of modern convenience and cozy comfort. Featuring one spacious bedroom and a well-appointed bathroom, this home is designed for those seeking a tranquil retreat. Step inside to discover a thoughtfully designed interior with a mix of carpet and laminate flooring, providing both comfort and style. The dual pane windows not only enhance energy efficiency but also fill the space with natural light, creating a warm and inviting atmosphere. The open living area seamlessly connects to a private patio, ideal for relaxing or entertaining guests. Enjoy the convenience of having a washer and dryer right in your unit, making laundry days a breeze. Outside, the property boasts a common outdoor space, perfect for enjoying the beautiful California weather. The electric gate ensures added security and peace of mind. Whether you're a first-time buyer or looking to downsize, this home offers a fantastic opportunity to embrace a vibrant lifestyle in a sought-after location. Dont miss your chance to make 2209 Summereve Court your new haven. Schedule a viewing today and experience the charm and convenience this home has to offer!

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Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
26 years, 3 months
Monthly PITI
$2,403.73/mo
Estimated Loan Balance
$400,963
Cash to close
$50,758
Interest Paid
$43,461

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Other, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Contemporary
Materials
  • Other, Stucco
  • Roof: Composition
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Summerton Condominium Assocation
  • HOA Amenities: Unknown
  • HOA Fee: $615
  • HOA Frequency: $Monthly
Location
  • Region: San Jose

Financial Details

  • Price per Sqft: $878.91
  • Tax Annual Amount: $5625
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $50,758 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $50,758!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$399,242
Your Cash$50,758
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,785/mo
Traditional @ 7.5%
$3,055/mo
You save $1,270/month ($15,244/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML82000700

Listing From:

Last updated: 2025-04-04T17:37:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,785 /mo
$2,945 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $50,758 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $50,758!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$399,242
Your Cash$50,758
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,785/mo
Traditional @ 7.5%
$3,055/mo
You save $1,270/month ($15,244/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Realty Executives
Agent/Broker
Michelle WestRealty Executives (602) 516-8332michellewest@realtyexecutives.comMLS SA674985000

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