Michelle West

Michelle West

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$1,450,000

($549,252 down)
VA

1801 Santa Christina Avenue, Chula Vista, CA 91913

5
4
3,605 sqft
PITI Monthly
$6,110.78 /mo

Listing courtesy of: Emelita Mayor, Excel One Realty & Mtg. Svcs.

Assumed Rate

3.18%
7.15%

Principal & Interest

$4,300 /mo
$6,733 /mo

What's Special

Welcome to stunning and beautiful house in the heart of Montecito Village with a 5 bedrooms and 3.5 bath in Chula Vista. This property is a Model Homes with an expansive 3605 sq/ft of the living area. This is extremely desirable layout with 1 master bedroom downstairs. There is huge loft upstairs and 3 bedrooms ,1 bedroom have their own bathroom & huge closet. Laundry is in the second level for your convenience. This is really a perfect place for you and your family. This property is close to Elementary school in the front, and some top rated schools nearby . This is a large house that you can enjoy and entertain your guests with pride inside and outside. Recently upgrade at the backyard and Tesla Charger . This is near the Mall at Otay Ranch Town Center and 15 min away to Imperial Beach .

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.18
Remaining Loan Term
25 years, 6 months
Monthly PITI
$6,110.78/mo
Estimated Loan Balance
$912,123
Cash to close
$549,252
Interest Paid
$136,068

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Gutters, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Montecito@Otay Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $62
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $402.22
  • Tax Annual Amount: $18125
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $549,252 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $549,252!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$900,748
Your Cash$549,252
Total Purchase Price:$1,450,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$4,300/mo
Traditional @ 7.5%
$6,984/mo
You save $2,684/month ($32,205/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502429

Listing From:

Last updated: 2025-04-05T00:21:26.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.18%
7.15%

Principal & Interest

$4,300 /mo
$6,733 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $549,252 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $549,252!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$900,748
Your Cash$549,252
Total Purchase Price:$1,450,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$4,300/mo
Traditional @ 7.5%
$6,984/mo
You save $2,684/month ($32,205/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Realty Executives
Agent/Broker
Michelle WestRealty Executives (602) 516-8332michellewest@realtyexecutives.comMLS SA674985000

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